Sports PA Insurance
Do you enjoy sports in the fast lane, take your favourite pastime to the extreme and live life to the max? Get covered and enjoy the adrenaline rush while providing you with the protection you need.
Comprehensive Coverage
Specifically designed for active people. From marathon to white water rafting and bungee jumping, ensure that you're properly covered
Medical Assistance
Get help anytime, anywhere 24/7/365 with medical referrals, hospital admission, medical evacuation and emergency medical advice
Accidental Death or Permanent Disablement
Claim up to RM100,000 in the event of an accident
Benefits
Double Indemnity for Permanent Total Disablement
Up to RM200,000 — in the event of an accident.
Convalescence Allowance
RM2,000 for necessary alteration to dwelling or motor vehicle and any other medical aids should you be continually dependent on a wheelchair for a period of not less than 6 months.
Medical Expenses
Up to RM3,000 — incurred by you within 104 weeks in respect of any one accident, which includes Chinese physician/bonesetter expenses of RM100 per visit, up to a maximum of RM500 per accident or event.
Personal Liability
Up to RM100,000 cover paid for your legal liability towards third parties in respect of injury or loss of or damage to property.
Loss or Damage to Sports Equipment
Up to RM3,000 for loss or damage caused by fire, theft or accidental damage. Sports equipment will not be covered whilst in use. Limited to RM1,000 per article, pair or set.
Loss or Damage to Personal Effects
Up to RM2,000 for loss or damage to your personal effects caused by fire, theft or accidental damage. Limited to RM750 per article, set or collection.
Search and Rescue Expenses
Up to RM3,000 for expenses incurred as a result of a search and rescue operation being organised.
Coverage
Outdoor/Indoor Sports
- Athletics
- Archery
- Badminton
- Basketball
- Bowling
- Cricket
- Cycling
- Equestrian
- Fencing
- Field Hockey
- Golf
- Gymnastics
- Handball
- Marathon
- Martial Arts (excl. Boxing or Wrestling)
- Netball
- Rugby
- Sepak Takraw
- Squash
- Soccer
- Softball
- Shooting
- Paintball
- Table Tennis
- Tennis
- Triathlon
- Volleyball
- Weightlifting
Water Sports
- Canoeing
- Diving
- Jet Skiing
- Kayaking
- Sailing
- Snorkeling
- Surfing
- Swimming
- Parasailing
- Rafting
- Rowing
- Wakeboarding
- Water Polo
- Yatching
Winter Sports
- Bobsleigh
- Ice Skating
- Skiing
- Snowboarding
Other Sports
- Abseiling
- Bungee Jumping
- Caving
- Go-karting
- Hang Gliding
- Hiking
- In Line Skating
- Mountaineering
- Parachuting
- Polo
- Power Boating
- Rollerblading
- Roller Hockey
- Scuba Diving
- Skateboarding
- Sky Diving
What is not covered?
Professional sports, racing involving the use of mechanically powered driven vehicles and/or craft or trial of speed or reliability
Boxing or wrestling
Plans
Plan A
Standard plan for sports personal accidents- Accidental Death/Permanent Disablement
- RM 50,000
- Double Indemnity for Permanent Total Disablement*
- RM 100,000
- Convalescence Allowance
- RM 2,000
- Medical Expenses**
- RM 2,000
- Personal Liability
- RM 50,000
- Loss/Damage to Sports Equipment***
- RM 2,000
- Loss/Damage to Personal Effects****
- RM 1,500
- Search & Rescue Expenses
- RM 2,000
- Medical Assist Alarm Centre
- 10% off (CG members)
Plan B
Complete plan for sports personal accidents- Accidental Death/Permanent Disablement
- RM 100,000
- Double Indemnity for Permanent Total Disablement*
- RM 200,000
- Convalescence Allowance
- RM 2,000
- Medical Expenses**
- RM 3,000
- Personal Liability
- RM 100,000
- Loss/Damage to Sports Equipment***
- RM 3,000
- Loss/Damage to Personal Effects****
- RM 2,000
- Search & Rescue Expenses
- RM 3,000
- Medical Assist Alarm Centre
- 10% off (CG members)
Additional RM10 stamp duty is payable for each policy
* covers one of the following: a) loss of 2 limbs, b) total permanent paralysis, c) permanently bedridden
** includes Chinese physician/bonesetter expenses
*** limited to RM 1,000 per article/pair/set and subject to RM100 excess on each and every claim
**** limited to RM 750 per article/set/collection and subject to RM100 excess on each and every claim
Notes
- The insurance shall not be effective unless the premium payable has been paid.
- The descriptions of cover are a brief summary for quick and easy reference.
- Goods and Services Tax (GST) at a rate of 6% wil apply to your insurance premium from 1 April 2015. As a consumer and policyholder, you are required to pay GST which shall form part of the Terms and Conditions in your Insurance Policy.
FAQ
All Malaysians, Permanent Residents, Work Permit/Employment Pass Holders or otherwise legally employed in Malaysia and their Dependents between 6 and 65 years of age at the date of first enrollment and may be renewed up to the maximum age of 70. Different terms will apply for Malaysians residing outside Malaysia. Professions and occupations involving manual work or the use of tools and machinery may be subject to premium loading.
This insurance covers activities not normally covered by conventional Personal Accident plans. The Sports Personal Accident Insurance protects you when you enjoy the following: mountaineering, abseiling, bungee jumping, hiking, skiing and other winter sports, marathons, hang gliding, martial arts (excl. boxing and wrestling), scuba diving, swimming and other water sports, go kart, horse riding, racquet sports, golf and other amateur sports.
The insurance information on this page is provided by Rosegate Insurance Broker Sdn Bhd (RIBSB) and is for general reference only. The statements do not amend, modify or supplement any insurance policy. We recommend that you consult with RIBSB for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services.
Experience sports with coverage
Indulge in your favourite sport with leading sports insurance and save with discounts.