Sports Insurance

Do you enjoy sports in the fast lane, take your favourite pastime to the extreme and live life to the max? Get covered with MSIG Sports Personal Accident Insurance and enjoy the adrenaline rush while providing you with the protection you need.

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Comprehensive Coverage

MSIG's Sports Personal Accident Insurance plan is specifically designed for active people. From marathon to white water rafting and bungee jumping, MSIG ensures that you're properly covered

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Medical Assistance

Get help worldwide anytime, anywhere 24/7/365 with medical referrals, hospital admission, medical evacuation and emergency medical advice

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Accidental Death or Permanent Disablement

Claim up to RM100,000 in the event of an accident

Benefits

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Double Indemnity for Permanent Total Disablement

Up to RM200,000 — in the event of an accident.

Convalescence Allowance

RM2,000 for necessary alteration to dwelling or motor vehicle and any other medical aids should you be continually dependent on a wheelchair for a period of not less than 6 months.

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Medical Expenses

Up to RM3,000 — incurred by you within 104 weeks in respect of any one accident, which includes Chinese physician/bonesetter expenses of RM100 per visit, up to a maximum of RM500 per accident or event.

Personal Liability

Up to RM100,000 cover paid for your legal liability towards third parties in respect of injury or loss of or damage to property.

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Loss or Damage to Sports Equipment

Up to RM3,000 for loss or damage caused by fire, theft or accidental damage. Sports equipment will not be covered whilst in use. Limited to RM1,000 per article, pair or set.

Loss or Damage to Personal Effects

Up to RM2,000 for loss or damage to your personal effects caused by fire, theft or accidental damage. Limited to RM750 per article, set or collection.

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Search and Rescue Expenses

Up to RM3,000 for expenses incurred as a result of a search and rescue operation being organised.

Plans

Plan A

Basic plan for sports personal accidents
RM 95
40
Yearly
  • Accidental Death/Permanent Disablement
  • RM 50,000
  • Double Indemnity for Permanent Total Disablement*
  • RM 100,000
  • Convalescence Allowance
  • RM 2,000
  • Medical Expenses**
  • RM 2,000
  • Personal Liability
  • RM 50,000
  • Loss/Damage to Sports Equipment***
  • RM 2,000
  • Loss/Damage to Personal Effects****
  • RM 1,500
  • Search & Rescue Expenses
  • RM 2,000
  • Medical Assist Alarm Centre
  • 10% off (CG members)

Plan B

Complete plan for sports personal accidents
RM 159 Yearly
  • Accidental Death/Permanent Disablement
  • RM 100,000
  • Double Indemnity for Permanent Total Disablement*
  • RM 200,000
  • Convalescence Allowance
  • RM 2,000
  • Medical Expenses**
  • RM 3,000
  • Personal Liability
  • RM 100,000
  • Loss/Damage to Sports Equipment***
  • RM 3,000
  • Loss/Damage to Personal Effects****
  • RM 2,000
  • Search & Rescue Expenses
  • RM 3,000
  • Medical Assist Alarm Centre
  • 10% off (CG members)
Popular

Additional RM10 stamp duty is payable for each policy
* covers one of the following: a) loss of 2 limbs, b) total permanent paralysis, c) permanently bedridden
** includes Chinese physician/bonesetter expenses
*** limited to RM 1,000 per article/pair/set and subject to RM100 excess on each and every claim
**** limited to RM 750 per article/set/collection and subject to RM100 excess on each and every claim

Reference

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MSIG Sports Insurance

Brochure

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MSIG Sports Insurance

Product Disclosure Sheet

Notes

  • The insurance shall not be effective unless the premium payable has been paid.
  • You are entitled to purchase cover for one Selected Plan of this Sports Personal Accident Insurance only.
  • The descriptions of cover are a brief summary for quick and easy reference. The precise terms and conditions that apply are in the Policy Document.
  • You can request to view the actual insurance policy before you sign up. Kindly contact MSIG Customer Service for assistance.
  • In the event of a conflict between the English and the translated versions of this brochure, the English version shall prevail.
  • Goods and Services Tax (GST) at a rate of 6% wil apply to your insurance premium from 1 April 2015. As a consumer and policyholder, you are required to pay GST which shall form part of the Terms and Conditions in your Insurance Policy.

FAQ

All Malaysians, Permanent Residents, Work Permit/Employment Pass Holders or otherwise legally employed in Malaysia and their Dependents between 6 and 65 years of age at the date of first enrollment and may be renewed up to the maximum age of 70. Different terms will apply for Malaysians residing outside Malaysia. Professions and occupations involving manual work or the use of tools and machinery may be subject to premium loading.

This insurance covers activities not normally covered by conventional Personal Accident plans. The MSIG Sports Personal Accident Insurance protects you when you enjoy the following: mountaineering, abseiling, bungee jumping, hiking, skiing and other winter sports, marathons, hang gliding, martial arts (excl. boxing and wrestling), scuba diving, swimming and other water sports, go kart, horse riding, racquet sports, golf and other amateur sports. Please refer to www.msig.com.my for the full list.

You may cancel the cover at any time by notifying MSIG in writing. Any refund of premium is based on the pro-rata basis and depend on how long the cover has been in force and subject to MSIG retaining a minimum premium of RM60.00 (exclusive of GST) and whether any claims have been made. MSIG may cancel this cover or any Section by sending seven (7) days’ notice by recorded delivery letter or registered letter to your last known address and the return of premium will depend on how long the cover has been in force and whether any claims have been made.

Please inform MSIG in writing with full details as detailed on the claim form within seven (7) days upon receiving notice of or sustaining any accident, loss or damage. You may contact any MSIG branch to obtain a copy of the claim form. Submit the completed claim form together with all relevant documents as soon as possible.

If you have a complaint about our product or services, or you are not satisfied with the rejection or offer of any settlement of a claim, you should first try to resolve the complaint with MSIG Customer Service Centre. If you are still not satisfied with the decision, you can write either to the Customer Services Bureau of Bank Negara Malaysia or the Ombudsman For Financial Services, free of charge.

Experience sports with coverage

Indulge in your favourite sport with leading sports insurance and save with discounts.

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