Golf Insurance

MSIG Golfer’s Insurance is a must for golfers. It pays for loss or damage of golfing equipments and protects you with a personal accident cover, legal liability to third parties for bodily injury or damage to property, plus of course, a hole-in-one award.

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Benefits

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Liability to the Public

Accidental bodily injury or damage to the property of third party whilst you are playing golf within the territorial limits*.
All litigation costs and expenses recovered by any claimant against you.
All litigation costs and expenses incurred with our written consent in respect of claims against you.

Death or Injury

Provides compensation in the event you suffer from accidental death or permanent disablement. You, your spouse and up to 4 children are covered up to the plan limits applied for whilst playing golf within the territorial limits*.

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Loss of or Damage to your Golfing Equipment

Loss of or damage to your golf equipment, including golf clubs, balls, bags, shoes, caddie cars/buggies whilst playing golf within the territorial limits*. Maximum limit per club is RM1,000.

Loss or Damage to Personal Effects

Indemnifies you against loss of or damage to personal effects whilst playing golf within the territorial limits*.

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Hole-in-One

Indemnifies you for achieving a hole-in-one provided it is witnessed by two (2) other golfers in the same flight and confirmed by the Golf Club whilst playing golf within the territorial limits*.

* Territorial limits: within the boundary of the golf clubs or golf courses anywhere in Malaysia and within the boundary of the golf clubs or golf courses elsewhere in the world during temporary visit not exceeding 90 days.

Stories

Plans

Plan 1

Basic plan for golfer’s personal accidents
From RM 106 Yearly
  • Public Liability
  • RM 250,000
  • Insured Death/Injury
  • RM 20,000
  • Spouse Death/Injury
  • RM 20,000
  • Children Death/Injury
  • RM 10,000
  • Golf Equipment Loss/Damage
  • RM 4,000
  • Golf Club Loss/Damage
  • RM 1,000
  • Personal Effects Loss/Damage
  • RM 1,000
  • Hole-in-One
  • RM 1,000
  • 10% off (CG members)

Plan 2

Complete plan for golfer’s personal accidents
From RM 233
20
Yearly
  • Public Liability
  • RM 500,000
  • Insured Death/Injury
  • RM 40,000
  • Spouse Death/Injury
  • RM 40,000
  • Children Death/Injury
  • RM 20,000
  • Golf Equipment Loss/Damage
  • RM 6,000
  • Golf Club Loss/Damage
  • RM 1,000
  • Personal Effects Loss/Damage
  • RM 2,000
  • Hole-in-One
  • RM 1,500
  • 10% off (CG members)
Popular

Reference

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MSIG Golfer’s Insurance

Brochure

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MSIG Golfer’s Insurance

Product Disclosure Sheet

Notes

Exclusions
  • Wear and tear or depreciation.
  • War and related risks.
  • Nuclear fission or radioactive contamination.
  • Government regulations or Acts of Authorities.
  • Suicide, self-inflicted injury or willful exposure to peril.
  • Loss of or damage to watches, jewellery, glass, cameras, portable radio, money, securities, stamps, vehicles and accessories.
  • Loss or damage occurring outside the territorial limits*.
  • Acts of Terrorism.

Notes: This list is not exhaustive. Please refer to the policy contract for the full list of exclusions under this policy.
* Territorial limits: within the boundary of the golf clubs or golf courses anywhere in Malaysia and within the boundary of the golf clubs or golf courses elsewhere in the world during temporary visit not exceeding 90 days.

  • Your attention is drawn to the Premium Warranty attached to the policy. By this warranty, the insurance policy is automatically cancelled unless the full premium is paid to the insurer within 60 days from the commencement date of cover.
  • The descriptions of cover are a brief summary for quick and easy reference. The precise terms and conditions that apply are in the Policy Document.
  • You can request to view the actual insurance policy before you sign up. Kindly contact MSIG Customer Service for assistance.
  • In the event of a conflict between the English and the translated versions of this brochure, the English version shall prevail.

FAQ

Anyone between eighteen (18) and seventy (70) years of age. The plan for Insured, Spouse and Children includes your spouse and up to 4 children. Your spouse must be between eighteen (18) and seventy (70) years of age. Children must be between twelve (12) and twenty-three (23) years of age, are not married, and permanently living with and financially dependent upon you.

No, the definition of Golf Clubs or Golf Courses do not include Driving Range.

You may cancel the cover at any time by notifying MSIG in writing. Any refund of premium is based on the pro-rata basis and depend on how long the cover has been in force and subject to MSIG retaining a minimum premium of RM60.00 (exclusive of GST) and whether any claims have been made. MSIG may cancel this cover or any Section by sending seven (7) days’ notice by recorded delivery letter or registered letter to your last known address and the return of premium will depend on how long the cover has been in force and whether any claims have been made.

Please provide a written notice to MSIG with full details within seven (7) days upon receiving notice of or sustaining any accident, loss or damage. You may contact any MSIG Branch or your insurance adviser to obtain a copy of the claim form. Submit the completed claim form to MSIG together with all relevant documents as soon as possible.

If you have a complaint about our product or services, or you are not satisfied with the rejection or offer of any settlement of a claim, you should first try to resolve the complaint with MSIG Customer Service Centre. If you are still not satisfied with the decision, you can write either to the Customer Services Bureau of Bank Negara Malaysia or the Ombudsman For Financial Services, free of charge.

Enjoy golf without worries

Cover your bases with leading golf insurance and save with discounts.

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