Electronic Equipment Insurance
Imagine if your laptop or company electronic equipment goes down. Work doesn’t get done, you miss important calls and life, in general, just stops. Protect your digital devices with Electronic Equipment Insurance by Zurich General Insurance and Senang. Safeguard your digital life and avoid expensive repair costs today.
Complete Coverage
Protect your laptops, servers and IT systems with optional add-on coverage for smart phones, portable electronic equipment and full replacement value
Pick Your Duration
Cover your electronics for any time range you need, whether 3, 5, 7 or 12 months
Online Claims
Make your claim online in 3 easy steps - register, track and claim
Benefits
Comprehensive Protection
Regardless of the age or condition of your electronic equipment, you can get covered for as long as the company is based in Common Ground or the equipment is owned by the director of the company.
Easy Application Process
Get covered fast and easy with our seamless application process! Upon purchase, the cover-note is sent to your e-mail in real time.
Claim Status Update
Register your claims with Senang Claim and get your claim update within 2 working days. Senang will assist if you have any questions.
Plans
Package A
A 3-month plan covering damage and losses to electronics- 3 Months
- Basic Coverage
- Sum Insured: RM 5,000
- 10% off (CG members)
Package B
A 5-month plan with basic coverage and cover for mobile & portable equipment- 5 Months
- Basic, Mobile & Portable Equipment Coverage
- Sum Insured: RM 10,000
- 10% off (CG members)
Package C
A 7-month plan with basic coverage and cover for mobile & portable equipment with full replacement benefits- 7 Months
- Basic, Mobile & Portable Equipment, Full Replacement Value Coverage
- Sum Insured: RM 15,000
- 10% off (CG members)
Package D
A 1-year plan with basic coverage and cover for mobile & portable equipment with full replacement benefits- 12 Months
- Basic, Mobile & Portable Equipment, Full Replacement Value Coverage
- Sum Insured: RM 25,000
- 10% off (CG members)
FAQ
The Electronic Equipment Insurance is a product specially designed to provide an ‘all risks’ accidental damage cover to most electrical and electronic systems such as information technology systems, electronic medical equipment, computers and communication equipment, research and laboratory equipment, traffic and navigation systems among others.
Cover is for sudden and unforeseen damage or losses which physically affect the subject matter insured due to fire, lightning, explosion, failing aircraft, smoke, soot, corrosive gases, water and humidity, failure of air conditioning, short circuit and other electrical causes, design, manufacturing, assembly and erection faults, defects in casting and material, workshop errors, bad workmanship, faulty operation, lack of skill, gross negligence, malicious acts of workmen, employees, third parties, burglary, frost etc
Importance of disclosure — you must give all the facts in your application or proposal form fully and faithfully. Please refer to the policy contract for the terms and conditions under this policy
The major exclusions are:
- Wilful acts or wilful negligence on the part of the insured or of his representatives
- Faults or defects for which a third party (supplier) is responsible either by law or under contract (losses covered by warranty)
- Wear and tear
- Failure or interruption of gas, water or electricity services (certain exceptions being possible in special cases)
- Aesthetic defects, e.g. scratches on painted, polished or enamelled surfaces
- Consequential loss and liability of all kinds (with the exception of additional expenses for computer operation)
- War and terrorism exclusion
- Nuclear energy risk exclusion
- Asbestos exclusion
This list is non-exhaustive and subject to each hold cover confirmation slip issued.
The coverage is limited to the incidents that occurs within the co-working space.
- E-Payment form of the insurance company
- Original Invoice of the equipment
- Photos of the damage
- Repair damage invoice if applicable
- Police report if applicable
- Incident report by the insurance company
Protect Your Devices today
Live and work safe with leading electronic equipment insurance and save with discounts.
