Electronic Equipment Insurance

Imagine if your laptop or company electronic equipment goes down. Work doesn’t get done, you miss important calls and life, in general, just stops. Protect your digital devices with Electronic Equipment Insurance by Zurich General Insurance and Senang. Safeguard your digital life and avoid expensive repair costs today.


Complete Coverage

Protect your laptops, servers and IT systems with optional add-on coverage for smart phones, portable electronic equipment and full replacement value


Pick Your Duration

Cover your electronics for any time range you need, whether 3, 5, 7 or 12 months


Online Claims

Make your claim online in 3 easy steps - register, track and claim



Comprehensive Protection

Regardless of the age or condition of your electronic equipment, you can get covered for as long as the company is based in Common Ground or the equipment is owned by the director of the company.

Easy Application Process

Get covered fast and easy with our seamless application process! Upon purchase, the cover-note is sent to your e-mail in real time.


Claim Status Update

Register your claims with Senang Claim and get your claim update within 2 working days. Senang will assist if you have any questions.


Package A

A 3-month plan covering damage and losses to electronics
RM 50 3 Months
  • 3 Months
  • Basic Coverage
  • Sum Insured: RM 5,000
  • 10% off (CG members)

Package B

A 5-month plan with basic coverage and cover for mobile & portable equipment
RM 100 5 Months
  • 5 Months
  • Basic, Mobile & Portable Equipment Coverage
  • Sum Insured: RM 10,000
  • 10% off (CG members)

Package C

A 7-month plan with basic coverage and cover for mobile & portable equipment with full replacement benefits
RM 150 7 Months
  • 7 Months
  • Basic, Mobile & Portable Equipment, Full Replacement Value Coverage
  • Sum Insured: RM 15,000
  • 10% off (CG members)

Package D

A 1-year plan with basic coverage and cover for mobile & portable equipment with full replacement benefits
RM 250 12 Months
  • 12 Months
  • Basic, Mobile & Portable Equipment, Full Replacement Value Coverage
  • Sum Insured: RM 25,000
  • 10% off (CG members)


The Electronic Equipment Insurance is a product specially designed to provide an ‘all risks’ accidental damage cover to most electrical and electronic systems such as information technology systems, electronic medical equipment, computers and communication equipment, research and laboratory equipment, traffic and navigation systems among others.

Cover is for sudden and unforeseen damage or losses which physically affect the subject matter insured due to fire, lightning, explosion, failing aircraft, smoke, soot, corrosive gases, water and humidity, failure of air conditioning, short circuit and other electrical causes, design, manufacturing, assembly and erection faults, defects in casting and material, workshop errors, bad workmanship, faulty operation, lack of skill, gross negligence, malicious acts of workmen, employees, third parties, burglary, frost etc

Importance of disclosure — you must give all the facts in your application or proposal form fully and faithfully. Please refer to the policy contract for the terms and conditions under this policy

The major exclusions are:

  • Wilful acts or wilful negligence on the part of the insured or of his representatives
  • Faults or defects for which a third party (supplier) is responsible either by law or under contract (losses covered by warranty)
  • Wear and tear
  • Failure or interruption of gas, water or electricity services (certain exceptions being possible in special cases)
  • Aesthetic defects, e.g. scratches on painted, polished or enamelled surfaces
  • Consequential loss and liability of all kinds (with the exception of additional expenses for computer operation)
  • War and terrorism exclusion 
  • Nuclear energy risk exclusion
  • Asbestos exclusion 

This list is non-exhaustive and subject to each hold cover confirmation slip issued.

The coverage is limited to the incidents that occurs within the co-working space.

  • E-Payment form of the insurance company
  • Original Invoice of the equipment
  • Photos of the damage
  • Repair damage invoice if applicable
  • Police report if applicable
  • Incident report by the insurance company

Protect Your Devices today

Live and work safe with leading electronic equipment insurance and save with discounts.


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Got a question?

If you need personal recommendations or have other questions, pop us a message below.

If you’ve got a quick question, just WhatsApp us at ‭+601114289177 from Mon – Fri, 9 am – 5 pm (except public holidays) or hit the button below (may not work on your desktop/laptop).